SOCIAL SECURITY DISABILITY (SSD): WORK CREDITS NEEDED FOR BENEFIT ELIGIBILITY

 

Social Security Administration issues monthly Social Security Disability (SSD) payments to individuals ages 18 and over who meet the medical criteria for disability and who have earned the required number of work credits in the required period of time. One work credit is earned for each three month period worked in a job covered by Social Security. The required number of credits and the required period of time are dependent on a person’s age.

Examples of requirements for different ages:

Before age 24 - must have 6 credits earned in the 3-year period ending when your disability starts.
Ages 24-30 - must have credit for working half the time between age 21 and the time you become disabled. For example, if you become disabled at age 27, you would need credit for 3 years of work (12 credits) out of the past 6 years (between ages 21 and 27).
Ages 31 and older - see chart.

 

Born after 1929 - Disabled at Age
Number of Credits Needed
31 through 42
20
44
22
46
24
48
26
50
28
52
30
54
32
56
34
58
36
60
38
62 or older
40

(from Social Security website, http://www.socialsecurity.gov/retire2/credits3.htm)

MEDICARE AND SSD
People receiving SSD must wait two years before becoming eligible for Medicare.

TO FIND PROVIDERS IN CONNECTICUT'S COMMUNITY RESOURCES DATABASE:
Search by service name:
Social Security Disability

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SOURCE: Social Security website
PREPARED BY: 211/rj
CONTENT LAST REVIEWED: July2013
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