MEDICARE SAVINGS PROGRAMS:
QMB / SLMB / ALMB
All Medicare Savings Programs (also known as
MSPs) save the Medicare beneficiary money by
paying for the Part B premium. MSPs also pay for
Part A premiums. For most people, Part A is free,
but if the beneficiary or the beneficary's spouse
has not worked enough, he or she must pay a Part A
premium.
There are three different MSPs; eligibility
depends upon income.
The following income limits are effective through
March 2012.
QMB (Qualified
Medicare Beneficiary): (Q01)
Pays both Medicare Part A and Part B premiums,
deductibles and co-insurances.
QMB income limits (214% FPL):
Single person - $1943.12/month
Married couple - $2623.64/month
NO ASSET LIMIT
*************************************************
SLMB (Special
Low-Income Medicare Beneficiary): (Q03)
Pays Medicare Part B premiums.
SLMB income limits (234% FPL):
Single person - $2124.72/month
Married couple-$2868.84/month
NO ASSET LIMIT
*************************************************
ALMB (Additional
Low-Income Medicare Beneficiary): (Q04)
Pays Medicare Part B premiums. Note: ALMB is not
an entitlement program and the funding is limited.
When available funds are exhausted applications
will be denied.
ALMB income limits (249%):
Single person - $2260.92/month
Married couple - $3052.74/month
NO ASSET LIMIT
TO READ MORE ABOUT MSPs, go to
the Center for Medicare Advocacy’s web page: http://www.medicareadvocacy.org/InfoByTopic/MedicareSavingsPrograms/MedicareSavingsProgsMain.htm
TO APPLY go to the Connecticut
Department of Social Services office that serves
your town. You can apply by mail or you can make
an appointment and apply in person.
TO FIND APPLICATION SITES IN
CONNECTICUT’S COMMUNITY RESOURSES DATABASE:
--------------------------------
SOURCE: Connecticut
Department of Social Services
PREPARED BY: 211/rj
CONTENT LAST REVIEWED: October2011
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